Empowering Communities and Classrooms Through Financial Literacy
Scholarly Book · Faculty of Humanities
Financial Literacy for the 21st Century is an academic book that addresses the financial knowledge, skills, attitudes and behaviours required to navigate the increasingly complex financial environment of the modern world. It explores personal financial management, budgeting, saving, investment planning, debt management, entrepreneurship, digital finance and financial decision-making.
The book aims to empower individuals, students, educators and communities with practical financial competencies that promote economic well-being and sustainable development, while strengthening Teacher Education by preparing educators to bring financial literacy into the classroom.
Strategic Alignment
Strategic Goal 2
Innovative and Industry-Relevant Programmes: Producing work-ready graduates, innovators and entrepreneurs with the financial competencies to thrive.
UoT Mandate
This project fulfils the University of Technology mandate through Teacher Education, curriculum transformation and community-engaged scholarship that prepares educators to teach financial literacy effectively.
Five Strategic Contributions
Research, Innovation and Knowledge Production
Generates and disseminates new knowledge in financial literacy, enhancing the Faculty’s scholarly output and interdisciplinary research.
Teaching and Learning Excellence
Provides an evidence-based resource for lecturers and student teachers, supporting curriculum transformation and innovative, real-world teaching.
Teacher Education
Equips pre-service and in-service teachers with the pedagogical skills to teach financial literacy and develop financially literate learners.
Community Engagement and Social Impact
Advances financial inclusion and economic empowerment by helping individuals and families improve budgeting, saving and entrepreneurial decisions.
Graduate Employability and Entrepreneurship
Builds financial management competencies that enhance employability, entrepreneurial thinking and lifelong economic participation.
Project Partners and Impact
The book contributes to CUT’s strategic priorities of research and innovation, teaching and learning excellence, community engagement and sustainable development. It strengthens Teacher Education by preparing educators to integrate financial literacy into curricula, and promotes financial capability, entrepreneurship and economic empowerment among learners, students and communities — a research output with tangible social impact.
5
Strategic Priorities Supported
3
Disciplines United
(Accounting Education, Teacher Education and community development)
8
Financial Competencies Explored
Measurable Outcomes
- A scholarly book that expands CUT’s research output and disseminates new knowledge in financial literacy and financial education.
- An evidence-based resource that supports curriculum transformation and equips pre-service and in-service teachers to teach financial literacy with confidence.
- Practical financial competencies that advance financial inclusion, economic empowerment and entrepreneurial thinking among students, graduates and communities.
Research Leadership
Faculty of Humanities: Accounting Education and Teacher Education, in interdisciplinary collaboration with community development.
Beneficiaries
Pre-service and in-service teachers, students, and communities seeking practical, lifelong financial competencies.
Get Involved
Join CUT in advancing financial capability, teacher education and economic empowerment. Explore how your organisation can partner with us on curriculum integration, community financial literacy initiatives, and further research in financial education.
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